Simon Burton, Chief Executive Officer at Greenlight Re, said, “Title insurance is the perfect example of an inefficient marketplace with high expense ratios. Blueprint’s modernized title closing platform also facilitates an efficient and seamless closing process. Blueprint reduces these costs by centralizing underwriting and agency operations under a full-stack carrier, significantly reducing the expenses per file. The title insurance market has historically experienced outsized expense ratios driven by agency commissions. (“Blueprint”), a full-stack title insurance company with a focus on digitalization and integration of technology. (NASDAQ: GLRE) (“Greenlight Re” or the “Company”), has announced an investment in Blueprint Holding Co., Inc. 11, 2021 (GLOBE NEWSWIRE) - Greenlight Re Innovations (“GRI”), part of Greenlight Capital Re, Ltd. Given that consumer-focused neoinsurance providers have seen Wall Street change its tune on their value, it will be interesting to watch this more B2B cohort grow and eventually debut.Greenlight Re Innovations Announces Investment in Blueprint Title, a Full-Stack Title Insurance Carrier and Agency Otherwise, margins would leak on either side of its operations.īlueprint, akin to Next Insurance, is a startup bet that selling insurance to business customers will prove to be a lucrative effort. Berneman said that to shrink the title insurance market through more reasonable pricing, his company needs to be full-stack, i.e., both writing its own coverage and selling it. That growth rate explains the Nashville-based company’s most recent round and what we presume was a stiff upsizing in its valuation.Īs part of its funding round announcement, Blueprint also disclosed that it has purchased Southwest Land Title Insurance Company, an underwriting company. That appears to be the case, with the startup stating in a release that it anticipates 400% revenue growth in 2021 when compared to 2020. Our call with Blueprint was the first in which a startup discussed shrinking its market.īut the point is reasonable if title insurance is mispriced, and Blueprint sells to corporate customers, it can likely offer profitable coverage at a lower-than-market price point - and grow quickly in the process. The result of market concentration and effective price harmonization is that Berneman thinks that the $18 billion title insurance business should really be a $10 billion market. And thanks to rules requiring public pricing in many states, there’s alignment on pricing from some leading players. That means its risk profile is different, and its pricing less flexible there’s less loss ratio to wring out of title insurance underwriting, so cost and delivery of service are even more important than in other insurance varietals.Īccording to the CEO, the title insurance market in the United States today is made up of four companies with around 90% market share. Title insurance, Berneman said, has around a 1% to 4% claims rate, far lower than auto insurance, to pick an example. Insurtech is hot on both sides of the Atlantic That means that the company’s go-to-market activities are distinct from its mates in the consumer-focused cohort and that its loss profile is very different. That means its customer base is not made up of consumers hoping to cover their main residence, Blueprint CEO Steve Berneman told TechCrunch in an interview. Blueprint, in contrast, sells to professional groups looking for a better title insurance experience. The neoinsurance companies that went public in the last year and a half sell to consumers. Blueprint is different from the Roots and MetroMiles and Hippos that debuted via traditional IPOs or SPACs it largely sells to business customers and has a very different product on offer. While Blueprint is an insurtech startup and therefore fits into the neoinsurance cohort that we’ve tracked in recent quarters as a number of companies from the group have gone public, it’s somewhat distinct. The startup previously raised an $8.5 million Series A in the final weeks of 2019. Blueprint Title, an insurtech startup working in the title insurance space, announced this morning that it closed a $16 million Series B.
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the Goths left no clear written or archaeological records which may be used to pinpoint their location.Precise location of the Gothic homeland is difficult for two principal reasons: Gothic may have survived near the Black Sea, though in altered form, until at least the 16th century as a nonliterary language now termed Crimean Gothic. Aside from a few other remains, however, this period furnishes the only remains of the Gothic language. The primary source of linguistic data for the Gothic language is what remains of a translation of the Bible made sometime in the 4th century AD. Other languages presumed to have belonged to this group, such as Vandalic, have left no written records. The language itself belongs to what is termed the East Germanic branch of languages, and is in fact the sole documented survivor of the branch. The only linguistic remnants of Germanic peoples which antedate Gothic remains are some of the Runic inscriptions, with which the Gothic language shares not a few characteristics because of its general linguistic conservatism. Gothic is the language of the earliest literary documents of the Germanic peoples as a whole. Gothic Online Series Introduction Todd B. Linguistics Research Center Social Mediaįor comments and inquiries, or to report issues, please contact the Web Master at Menu. Experience the allure of the Feuerhand LED Lantern and let yourself be enchanted by its warm glow.Technical detailsMaterial: Steel, galvanized, powder-coated plastic, copper, glassDimensions, approx. Whether you want to spend a cozy summer night with long conversations with friend or simply create an atmospheric ambience in your home, the Feuerhand LED Lantern Baby Special 276 is the perfect choice.With its combination of timeless design and modern technology, it is a must-have for all those who appreciate quality, style and versatility with 10 attractive colors. It is easy to use and has a convenient carrying handle. Alternatively, you can also operate the LED Lantern with 3 AA batteries.Atmospheric ambience, anywhere and anytime: the LED Lantern for cozy hoursThe Feuerhand LED Lantern can be set up anywhere you need lighting. You also have full flexibility when choosing the energy source: Use suitable rechargeable batteries and charge them via USB-C. A small twist of the tank cap is all it takes. You can rely on the lantern to accompany you even during longer evenings with friends and family.Set your own individual brightness in no time at all - be it for cozy hours with your partner or providing intense illumination for a creative project. The use of LED technology also makes the lantern extremely economical in terms of energy consumption, resulting in a long lighting time of up to 18 days. With the LED version of the Baby Special 276, this tradition has now been extended to include modern technology and now provides atmospheric light at the turn of a button.Versatile and efficient: Feuerhand LED Lantern for atmospheric lightThe built-in LED light source provides a bright and uniform light from 2 to 150 lumens, which pleasantly illuminates the surroundings. The robust construction of galvanized powder-coated steel and the proven Feuerhand design make this lantern a timeless classic. With the introduction of the LED technology, this icon has further evolved and now offers even more versatility for both indoor and outdoor use.The Feuerhand Lantern has always represented the highest level of craftsmanship. The classic in a new light: a feeling of well-being in no time with the versatile LED Lantern for extra special hours Made in Germany: designed, produced and packaged in northern Germany130 years of proven quality: now also with LEDLong lighting time: up to 18 dayscontinuously dimmable: luminosity from 2 to 150 lumensfull flexibility: operation with rechargeable batteries or AA-batteries & rechargeable via USB-CTradition meets innovation: The new Feuerhand LED Lantern - A timeless icon in a modern guiseDiscover the new generation of the legendary Feuerhand Hurricane Lantern - now also in a continuously dimmable LED version! The Feuerhand Hurricane Lantern has a 130-year history based on tradition and quality made in Germany. “We hope to take what Instagram does best and create a new experience around text, ideas, and discussing what’s on your mind.” “The vision for Threads is to create an option and friendly public space for conversation,” Meta CEO Mark Zuckerberg said in a Threads post following the launch. Verified Instagram accounts are automatically verified on Threads. Thread accounts can also be listed as public or private. Meta officially launches Twitter rival Threads. But the app also blends Instagram’s existing aesthetic and navigation system, and offers the ability to share posts from Threads directly to Instagram Stories. Similar to Twitter, users can reply to, repost and quote others’ Threads posts. Meta said messages posted to Threads will have a 500-character limit. The platform looks a lot like Twitter, with a feed of largely text-based posts - although users can also post photos and videos - where people can have real-time conversations. Threads is a new app from the parent company of Facebook, Instagram and WhatsApp. Here is everything we know so far about Meta’s Threads: And for Meta, Threads could further expand its empire of popular apps and provide a new platform on which to sell ads. But Twitter has become particularly vulnerable in recent days, angering users over a temporary limit on how much content users can view each day. Threads could pose a serious threat to Twitter, which has faced backlash since Elon Musk t ook over the platform in October 2022 and has run it with a fly-by-the-seat-of-your-pants approach. The mood on Threads on the night of its launch felt a bit like the first day of school, with early adopters rushing to try out the app and write their first posts - and some questioning whether the app could end up being the “Twitter killer.” As of Thursday morning, Threads was the top free app on Apple’s App Store and a top trending topic on Twitter. Threads is already off to a strong start: it received 100 million sign-ups in less than a week, the app shows, including a large number of brands, celebrities, journalists and many other prominent accounts. The logo does not have much distinctive about it, so the protection will be very narrow.Facebook-parent Meta officially launched its Twitter competitor, Threads, last Wednesday, after first confirming its plans for the app just three months ago. Meta's trademark of a blue-and-white "X" covers software and social media fields.ĭespite these, Gerben said Meta and Microsoft wouldn't likely sue unless they feel Musk's X encroaches on their brand equity.Īnother trademark attorney, Douglas Masters, told Reuters, "Given the difficulty in protecting a single letter, especially one as popular commercially as 'X,' Twitter's protection is likely to be confined to very similar graphics to their X logo. Microsoft's X trademark has stood since 2003 and covers video game-related systems. Most trademark lawsuits occur in federal court and can end with the infringer facing fines or being blocked from using the mark. Trademark owners can claim infringement if another use of their mark could cause confusion. SEE MORE: Bye bye birdie: Musk changes Twitter's blue icon to the letter 'X' "There's a 100% chance that Twitter is going to get sued over this by somebody," Gerben said. This could pose legal challenges if another company accuses Musk's X of infringing upon their intellectual property. companies have active trademark registrations involving the letter X, trademark attorney Josh Gerben told Reuters, including Meta and Microsoft. After purchasing Twitter, he merged it into X Corp., a new subsidiary company of his X Holdings Corp., and just about two weeks ago, he launched his artificial intelligence company, xAI Corp.Īlthough X has marked the spot for years in Musk's world, the overnight rebranding came as a shock - not just for users but for other companies, too. Musk has long been a fan of the letter X: Since the 1999 launch of his online banking platform X.com - now known as PayPal - there's been SpaceX, Tesla's Model X vehicle and the birth of his son, X Æ A-Xii. Twitter said bye to the birds and the blues and hello to a black-and-white X this week, a jarring switch for users but a typical sight for the platform's owner Elon Musk. The softer the work material, the faster the recommended cutting speed (See Figure 1).įigure 2: Increasing Cutting Speed Based on Cutting tool hardness Table 1: Cutting Speeds for Material Types The harder the work material, the slower the cutting speed. The hardness of the work material has a great deal to do with the recommended cutting speed. Cutting speeds depend primarily on the kind of material you are cutting and the kind of cutting tool you are using. All cutting tools work on the surface footage principle. Surface speed is measured in surface feet per minute (SFM). If two tools of different sizes are turning at the same revolutions per minute (RPM), the larger tool has a greater surface speed. Surface speed, surface footage, and surface area are all directly related. Explain how to correctly set up for power feed tapping.Ĭutting speed is defined as the speed at the outside edge of the tool as it is cutting.Calculate cutting speeds and feeds for end milling operations. Select a proper cutting speed for different types of materials.Identify and select vertical milling machine setups and operations for a variety of machining tasks.Post machining decontamination and passivation are recommended.3 Unit 2: Speeds, Feeds, and Tapping ObjectiveĪfter completing this unit, you should be able to: MachiningĪlloy 410 stainless steel plate is best machined in the annealed condition at surface speeds of 60 – 80 feet (18.3 – 24.4m) per minute. If a plate undergoes substantial deformation it should undergo a re-anneal or stress-relieving treatment at about 1202☏ (650☌). For smaller plate deformation such as bending, preheating should be done in the 212 – 572☏ (100 – 300☌) temperature range. It is typically done in the 1382 – 2102☏ (750 – 1150☌) range followed by air cooling. The alloy can be cold worked with moderate forming in the annealed condition. Tempering – Heat to 1100 – 1400☏ (593 – 760☌) for 1 to 4 hours, air cool Cold Forming Stress Relieving – Heat to 300 – 800☏ (149 – 427☌) for 1 to 2 hours, air cool Weight % (all values are maximum unless a range is otherwise indicated)Īnnealing – Heat slowly to 1500 – 1650☏ (816 – 899☌), cool to 1100oF (593☌) in furnace, air cool Oxidation ResistanceĪlloy 410 stainless steel plate resists oxidation up to 1292☏ (700☌) continuously, and up to 1500☏ (816☌) on an intermittent basis. However, the alloy is prone to chloride attack, particularly in oxidizing conditions.Ĥ10 stainless steel plate stainless steel plate operates well in environments requiring moderate corrosion resistance and high mechanical properties. It performs well in oil and gas applications where desaereted and low hydrogen sulfide exist. The alloy is also resistant to acids contained in foods.Ĥ10 stainless steel plate can also be used in slightly chlorinated and desaereted water. It can be used in environments containing weak or diluted acetic acid, naptha, nitric acid and sulfuric acid. Alloy 410 stainless steel plate is resistant to atmospheric conditions, water and some chemicals. Some minigames can make up the gameplay for an entire level while others are initiated by interacting with components within the level. Super Cat Tales: PAWS will re-introduce minigames to the series that can be played alongside the main game. Fishing spots contain a dock and a body of water with fish. Fishing spot - Accessed by finding and landing on a blue checkered pad.Secret levels are generally focused around a specific theme or challenge. Secret - Accessed by finding and landing on a red checkered pad.In PAWS, bosses in the fortress are part of a collective group known as the Bandits operating under an unknown leader. The final level of each world in which the player faces a main boss at the end of the stage. Fortress - Requires the player to have a certain number of bells before unlocking.In PAWS, longer cutscenes can be initiated optionally by talking to NPCs. These levels often remove hazards and enemies and focus more on NPC interactions. Village - Serves as a resting area for the cats.They function similarly to a main level, except that the player must now face a boss at the end. Mid-boss - Also referred to as "mini-bosses", these are the fourth level in a world, right before village levels.Main - Contains obstacles and enemies, where the goal is to reach the finish.Each world features different types of levels: Like the previous main games in the Super Cat Tales series, Super Cat Tales: PAWS has levels that are grouped into multiple worlds. If the player gets a game over, they will restart in the same room they were in rather than at the beginning of the level. In the current release, 2 bells cannot be collected. There are currently 54 bells in the game - 27 per world. Levels are much larger in scale and can contain secret areas and minigames. The player controls cats in the PAWS unit and navigate through levels among enemies and obstacles. Super Cat Tales: PAWS is a "return to the origins", with more emphasis on action than story. The cats will move towards the side of the screen that is pressed. The player controls the cats by pressing and holding either side of the screen. Source: Marco Verch on Flickr How to make California rolls at home Love sushi? Make California rolls at home with this simple sushi recipe. Directions for this California roll recipe.Want to make sushi at home? Follow along this California roll recipe and enjoy this tasty and 100% sustainable (as in “no fish were harmed”) sushi recipe. It has a crab meat mixture that makes it sweet, yet crunchy due to the sesame seeds on the outside. In sushi restaurants up until now, the California roll is probably the most popular sushi because of its texture and taste. The California roll is the gateway drug for many sushi lovers. The reason why this particular kind of sushi became so popular in North America was because it did not have “raw” seafood, so it was considered safer to eat for Westerners that are not used to raw fish. The outside layer (the rice) is also flavored with sesame seeds, while the inside ingredients are usually imitation crab meat and mayonnaise. This California roll recipe can be made at home with relatively easy to find ingredients.Ī California roll is a type of sushi, which is typically made with cucumber and avocado. This means that it is not made with traditional Japanese ingredients, such as rice flavored with sweetened vinegar and fish seasoned with wasabi and soy sauce. It’s also known as “Western” or “American-style” sushi recipe. Thanks for your support!Ĭalifornia sushi roll is a very common and popular type of sushi, or more specifically, maki sushi. This won’t cost you anything but it helps us to offset the cost of paying our writing team. We sometimes use affiliate links in our content, so we may receive an affiliate commission from qualifying purchases. In fact, the software works with a whole host of other Adobe software, too. Basic editing tools like track selection, trimming, and ripple or rolling edit functions pave the path for Premiere Pro’s more detailed editing functions such as Lumetri Color for color grading. In addition to all this, the panel-based user interface is useful for an organized workspace and is also fully customizable. Premiere Pro benefits from great workflow flexibility, powerful adjustment layers, a strong emphasis on team projects and raw controls to keep footage looking its best. Debunking the myth that Adobe Premiere Pro is “better” for Windows users, it is now known that the Premiere Pro interface on either type of computer is nearly identical. With constant improvements being made to this software, Adobe Premiere Pro is now recognized as a video editing software that is equally suitable to both Apple and Windows computers. However, as much as we would like to love FCP X, let’s learn a little more about Adobe Premiere Pro. Final Cut Pro X is by far much faster than Adobe Premiere when it comes to rendering, specifically on an M1-powered device. What FCP X lacks in multidimensional video editing, it makes up for in rendering time. FCP X provides the best utilization when working and editing a chronological project. Although FXCP is more than capable of editing projects to almost any level, it is not best-suited for extremely complex video editing works that involve many nonlinear levels of video tracks. But the features and tools that are initially hidden can be easily opened and used on projects, so the software is no less sophisticated than its competitors. This simple user interface means they can jump right in and start editing videos quickly. All complex editing functions are hidden initially which makes it much more approachable for beginner editors or those new to the software. It displays an extremely intuitive and straightforward interface that provides easy navigation around the platform and the ability to learn at a timely speed, all qualities that are perfect for beginners. With all this said, let me make it clear that Final Cut Pro X is much more beginner friendly than Adobe Premiere Pro. This does not go to say that using Final Cut Pro X as a Windows user is not possible, but, it is relevant to mention that you might find it more intuitive if you used it on an Apple product. Apple built Final Cut Pro X (FCP X for short) from the ground up so it shouldn’t come as a surprise that this video editing platform makes better use of integrated OS features and generally seems more “fine-tuned” for Mac users. Much like with a lot of Disney products, it looks great & has an interesting backstory, but it’s a lot more satisfying as an eccentrically goofy trifle than a work of “serious” art. The film succeeds in its quest to compose a film almost entirely from shots “stolen” from within Disney World (although the word “Disney” is bleeped out for legal reasons), but much like with all merchandise shoplifted from within those gates, the narrative it runs away with is frighteningly empty, like well-crafted kitsch. Since we only see them in Disney World for the duration of the movie, Escape From Tomorrow uses its setting to explore the corrupt force of corporatized entertainment in its most excessive. It is, however, a delightfully goofy & irreverent one.Īnyone looking for a deep, prodding indictment of the nuclear, American family unit or a super creepy sci-fi freakout are likely to be disappointed by Escape from Tomorrow‘s who cares/nothing matters tone. There are CGI decapitations, a pious reverence to the Epcot dome as a religious symbol, intentionally crude green screen shots that counteract the documentary feel, real life evil Disney queens (sex-crazed, of course), and a persistently cheesy Old Hollywood score that underlines the intense artificiality of the whole affair. The whole film just feels playfully & intentionally. The acting leaves a lot to be desired in Escape from Tomorrow (I desperately wish the idiot dad were played by Rob Huebel or Ken Marino), but there’s a sense of purpose to the family’s phony, exaggerated mannerisms. As I’m sure happens often in that Florida sunshine, this group of Disney World tourists is having a full familial meltdown, even without the more sinister aspects of the plot & imagery coming into play. The father is slack-jawed lecher that gets obnoxiously drunk & openly ogles giggling teen girls in the park in plain view of a wife he openly despises. The characters sport the subtlety & nuance of an 80s sitcom family here. I went in expecting a dark, twisted sci-fi slow-burner that milks the park’s artificiality for an unnerving effect, but what was actually delivered was much more playful & amusing.īacking up the director’s claim that he made the film as an exploration of his relationship with his father, Escape from Tomorrow’s protagonist is a hapless, lecherous doof of a man who drags his miserable family through Disney World as a means to forget his troubled employment status & loveless marriage. Promising to turn the fantasy land into a live-action nightmare, the film has essentially been reduced to an anecdote about its production, without a whole lot being said about its actual quality. Filmed without Walt Disney’s permission, Escape from Tomorrow follows a family of tourists around the park, including shots staged in the resort hotel rooms, restaurants, and the amusement park rides themselves. As the story goes, writer/director Randy Moore was hammering out some daddy issues he associates with the Disney World theme park in Orlando, Florida by staging a guerilla film shoot within the park. The tale of Escape from Tomorrow’s production is much more infamous than anything within the film itself. That’s why you should be careful when you use it because the item won’t be that effective later on. In most cases, Phantom Assassin players purchase Black King Bar as their second or third item, depending on the game.Īs you know, BKB’s duration lowers each time you use it. This doesn’t mean you should get it right away because you need some damage items. Since Phantom Assassin is not the tankiest hero in Dota 2, this item is a must, and you should try to get it as soon as possible. Black King BarĮvery carry hero needs a Black King Bar in order to deal damage during the later stages of the game. Needless to say, this stun is usually enough to kill most enemy heroes, especially during the late game when PA’s critical strikes can easily do over 2000 damage. Besides loads of additional damage, the item allows PA to have a secure stun when needed. That’s one of the reasons why people who get this item always upgrade it to an Abyssal Blade.Ībyssal Blade is one of the best items you can get for PA for numerous reasons. Sure, it gives some damage, HP, and the ability to randomly stun, but the item’s effect is not reliable. The item is a lot cheaper than things, such as Battle Fury, but it isn’t as effective. The third item that gives Phantom Assassin a lot of damage and the ability to stun an enemy unit randomly is called Skull Basher. The latter also removes armor from enemies, which will increase Phantom Assassin’s damage output. Keep in mind that Deso can be successfully combined with many other items, such as Assault Cuirass. That’s why most people prefer to purchase the item mentioned above before getting Desolator. Unfortunately, Desolator has a few cons compared to BF, such as the lack of the cleave effect. What’s even more impressive is that the item reduces the enemy’s armor, allowing PA to do even more damage. It costs almost the same amount of gold as Battle Fury, but Desolator provides more damage than this item. The second item that allows Phantom Assassin to do tons of damage is called Desolator. Although it costs a little bit over 4000 gold, the item is a lot cheaper than some of the other options on the list. It should be noted that Battle Fury is also one of the most cost-efficient items in the game. That’s why it is important to take a good look at some of the best items for the hero and how to utilize them properly. In order to use PA’s incredible damage capabilities, people need to know which items to get. Hence, you can often find the hero battling against the likes of Zeus, Shadow Fiend, Lina, and more. However, PA is also a legit mid-laner because she can easily destroy some weak midlaners. People who want to utilize PA’s full potential will usually pick the safelane because the hero can get the items she needs. Sure, there are patches where the hero is better than other carries, but she is always a viable pick, especially in some matchups. Phantom Assassin is one of the few heroes in Dota 2 that is not influenced by the meta. This is a hero that has been in Dota 2 for many years and has earned its name as one of the best carries in the game. There are a few heroes in Dota 2 that have the firepower and presence of Phantom Assassin. Let’s take a good look at some of the best items you can get for Phantom Assassin. |
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